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Therapy in Motion

Coverage

Insurance and Payment

Coverage is usually the first question people have, so let's deal with it up front rather than burying it at the bottom of the page.

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Plans we work with

These are the insurance plans Therapy in Motion currently works with for in-home outpatient physical therapy.

  • Idaho Blue Cross
  • Idaho Blue Shield
  • Idaho Medicaid
  • Idaho Medicare Part B
  • Mountain Health CO-OP
  • PacificSource Administrators
  • PacificSource Health Plans
  • PacificSource Medicare
  • Tricare West Region
  • Regence

An important note about coverage

Coverage and benefits vary by plan. Contact us or your insurance carrier to verify your specific benefits before your first visit.

Being listed here means we work with that carrier. It does not mean every plan under that carrier covers every service, or that a given service will be covered for you specifically. Two people with the same insurance company can have very different physical therapy benefits.

Let us check your benefits for you

You do not have to decode your own policy. Call with your insurance card in hand and we can look into your physical therapy benefits — what is covered, what your responsibility looks like, and whether your plan needs a referral or authorization.

It usually takes one short phone call, and it means no surprises after your first visit.

Call (986) 204-8168Message us instead

Please do not send insurance ID numbers, diagnoses or other sensitive health details through the website contact form. A phone call is both faster and more appropriate for that information.

Referrals and direct access

Physician referrals are welcome and often make the insurance side simpler. If you do not have one, direct access may still be an option depending on your plan's requirements.

Information for referring providers

Insurance questions we hear often

Is my plan definitely accepted?
The plans listed on this page are ones we work with, but insurance is more complicated than a yes-or-no list. Individual policies within the same carrier can have very different physical therapy benefits, visit limits and authorization requirements. The only reliable answer comes from checking your specific policy, and we are happy to help you do that.
Will you check my benefits for me?
Yes. Call us at (986) 204-8168 with your insurance card handy and we can look into your physical therapy benefits before your first appointment. It is better to know what to expect up front than to be surprised by a bill later.
Does the in-home visit cost extra?
Travel is simply how this practice operates rather than a separate service you are charged for. Your visit is billed as outpatient physical therapy. What you owe depends on your plan's deductible, copay or coinsurance for physical therapy.
Do I need a physician referral for insurance to cover it?
Some plans require a referral or prior authorization for physical therapy and some do not. Idaho allows direct access, but that is a licensing question rather than a coverage question — your plan sets its own rules. If you already have a referral, send it over. If not, call us and we will help you find out what your plan requires.
What if I do not have insurance, or my plan is not listed?
Call and ask. Not every situation fits neatly into a list, and it is worth a short conversation to find out what your options are rather than assuming care is out of reach.
Is there a limit on how many visits I can have?
Many plans do set annual visit limits or require reauthorization after a certain number of visits. This varies widely. Your therapist builds a plan of care based on clinical need, and we will let you know if your plan's limits are relevant to that plan.

Have your card handy? Let's check your benefits.

One phone call and you will know where you stand before you book anything.

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